The AgFed Credit Union Platinum Visa Credit Card can be applied for in two different forms; the standard Platinum Visa and the Platinum Visa without rebate. The standard Platinum Visa has a cash back rewards program which enables cardholders to earn up to 1.25% back on all purchases, while the Platinum Visa without rebate lacks a rewards program all together. The Platinum Visa without rebate makes up for its lack of rewards by boasting a potentially low APR of 9.25%. This interest rate is based on your creditworthiness and may be significantly higher (APR is subject to change). Other than the aforementioned differences, these cards are nearly identical and can be applied for by following our guide below.
First, let’s make sure you’re eligible to apply for this credit card. In order to apply, you must be:
If you haven’t become a member of the Agricultural Federal Credit Union as of yet, click here and complete the form before proceeding.
Step 1- Begin your application by navigating to AgFed’s card application page, linked here. Under the Application Information heading, specify as to whether this credit card is going to be used solely by yourself or with a co-applicant (Individual or Joint). Below that, supply your Borrower Social Security # and your Borrower Member # before clicking Next.
The subsequent steps in the application process will have you specifying which card type you’d like to apply for and, following that, you will be asked to supply the requisite personal information. Lastly, take a look at the terms and conditions to ensure that you are comfortable with the interest rates, fees, and other fine print details that are associated with this credit card. Once you’ve completed the application process, your card request will be submitted to AgFed and a response should be received shortly. We hope this tutorial has helped you today and we want to thank you for choosing Card Reviews as your credit card specialist. Take care!