Apple Bank Visa Business Absolute Rewards Credit Card
How to Apply for the Apple Bank Visa Business Absolute Rewards Credit Card
If you’re looking for a credit card that offers a competitive APR and an excellent rewards program, look no further. The Apple Bank Visa Business Absolute Rewards Credit Card is a practical and beneficial option for small business owners. This credit card offers a 0% introductory APR for the first 6 billing cycles on purchases and balance transfers. After the introductory period expires, an APR of 13.24%, 15.24% or 20.24% will apply. For a business rewards credit card, 13.24% is a great interest rate. Take note that only cardholders with excellent creditworthiness will be offered the lowest interest rate. The rewards program attached to this card works like this: cardholders earn 5 points for every $1 spent on qualifying business expenses, 2 points per $1 spent on gas and dining transactions, and 1 point per $1 spent on all other purchases. These rewards expire after 3 years from when they are awarded and can be redeemed for travel, gift cards, merchandise or cash back as a statement credit. The higher rewards opportunities are limited by a $25,000 cap per 12 billing cycles. Meaning cardholders will earn 5 points per $1 on business expenses until $25,000 has been spent in this category. After which, 1 point will be awarded per $1 spent for the remainder of the 12 billing cycles. The same limit applies to the gas and dining category. This is still plenty of opportunity to rack up points while making business expenditures you would ordinarily make without earning points.If you like the sound of the Apple Bank Visa Business Absolute Rewards Credit Card, apply for yours today by following our short tutorial below.
To be eligible for this credit card, you must meet the following requirements:
- Applicants must be 18 years of age or older
- Applicants must have a valid U.S. address
- Applicants must have a valid Social Security number
- Applicants must have a valid Tax ID number
How to Apply
Step 1 – You need to navigate to the First Bankcard Apple Bank business credit card page in order to begin. Once the page loads, locate the Apple Bank Visa Business Absolute Rewards Credit Card and click the Apply Now button on the right, as shown below.
Step 2 – The first section of the application form asks that you submit the following information pertaining to your business:
- Business legal name
- Tax ID number
- Phone number
- Physical address
- Company name displayed on card
- DUNS number (not required)
- Company legal structure Line of Business
Step 3 – The next section is only to be filled out if the mailing address of your business is the same as your company’s physical address. If they are one in the same, tick the box next to Same as Company Physical Address.
Step 4 – First Bankcard presents the option of providing information on your company’s bank. This is only optional but will improve First Bankcards assessment of your application. If you wish to complete this section, enter your Bank Name, Checking Account Balance, Bank Contact, and Phone Number.
Step 5 – Next, you are required to provide the following information concerning the Authorized Company Representative:
- First name
- Last name
- Social Security number
- Physical address
- Date of birth
- Home phone number
- Authorized representative title
- Annual personal income
- Years in current position
- Estimate annual spend
- Email address
Step 6 – This last section offers the opportunity to add authorized users to the account. It is not mandatory but, if you would like to acquire additional employee cards, you may do so by providing the First Name, Last Name, and Employee ID or Last Four SSN of up to 5 employees.
Click Continue and, on the pages to follow, you will be guided through the remainder of the application process. Make sure to read and agree to the terms and conditions before submitting your application for approval. We hope this tutorial helped guide you through the application process with as little pain as possible. Best of luck!