| Rewards | Cardholders can earn $25 per quarter to pay down their balance faster if they pay more than the monthly minimum payment each month. There is an additional $5 bonus per quarter if for cardholders who have a Bank of America checking or savings account. |
|---|---|
| Signup Bonus | Cardholders get 0% introductory APR for first 12 months. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 14.99% to 24.99% APR, depending upon creditworthiness and type of advance requested |
| Cash Advance Fee | Cardholders pay either $10 or 3% of transaction for director deposit and check cash advances. Cardholders pay either $10 or 5% of transaction for bank cash advances |
| Late Payment Fee | Up to $38 |
| Purchases APR | 11.99% to 21.99% APR, depending upon creditworthiness |
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