How to Apply for the ABNB Visa Platinum Credit Card

If you are interested in applying for the ABNB Visa Platinum Credit Card due to its competitive rates and non-corporate status, be warned that the process is not as streamlined as it is for most credit cards. The application is a little daunting, but to ease your way through it we have laid the process out step-by-step below. If your application is successful and you gain approval from ABNB, you could receive the potentially low financing rate of 7.99%. However, depending on your creditworthiness, this rate could be as high as 17.99% (APR is subject to change). Unlike the other credit cards that are available from ABNB, there is no rewards program to be found here meaning you won’t earn any bonus points or receive cash back from your purchases. While that may seem like deal breaker for some, those who are simply looking for low interest rates should be more than content with this credit option. To apply, scroll down and review our tutorial below.

We recommend reviewing ABNB’s privacy policy to get a full understanding of how the personal data they collect from you will be used.


Please check that you meet the following requirements put in place by ABNB before commencing with the application:

  • Be at least 18 years of age
  • Have a valid US street address
  • Have a valid Social Security Number

How to Apply

Step 1- To begin your application, navigate to this webpage and click on the Apply Now link located under the Low Rate Cards heading.


Step 2- Here you are asked to identify yourself by supplying your First Name, Last Name, Social Security Number, and your Member Number (if applicable).


Step 3- Check each of the boxes found on this page to provide confirmation that the information you supply is true and correct, and that you authorize ABNB to obtain credit reports about you and any co-applicants. Click Next to continue.


Step 4- On this page, each of the fields highlighted with a red asterisk must be filled in. Starting with the Identification window, supply your Birth Date, Marital Status, and your Email Address.


Step 5- Continue by supplying your Home Phone and Work Phone numbers.


Step 6- In the Current Address window, supply your Address 1 (street address), City, State, and Zip. You must then provide your Start Date (the date at which you began living at your address) and your living Status.


Step 7- Specify your Primary Income information by supplying the Amount you earn, your Employer, Title, the Frequency at which you get paid and your Start Date.


Step 8- If you receive funds from another source of income, specify the Type of income and supply the same information as described in Step 7.


Step 9- Your application must be submitted with three personal references. In each of the reference windows, use the drop-down menus to indicate the Reference Type and their Relationship to you. Continue by providing each reference’s First Name and Last Name. When you’re certain that everything has been supplied correctly, click Next to proceed.


Step 10- On this page, start by specifying your Loan Terms. Use the drop-down menu to indicate the Frequency at which you are to be billed and enter in your Requested Amount. Next, specify the Card Type and Purpose.


Step 11- At this juncture, you can add up to two authorized users to your account if you so desire. You can accomplish this by checking the Authorized User 1 or Authorized User 2 boxes and supplying the following information in the appropriate fields:

  • Card design
  • First name
  • Last name
  • Street address
  • City
  • State
  • Zip


With all of your personal information supplied, the last thing you’ll need to do it submit your application. However, beforehand, we recommend reviewing the terms and conditions for this credit card to get a full understanding of what you will be applying for. If you agree to ABNB’s terms, click Submit and your card request will be sent in to ABNB for review. That’s all there is to it! We hope your application experience wasn’t too stressful and we wish you the best of luck with your new card.