How to Apply for the Ace Rewards Visa Business Card

For business owners that frequent Ace Hardware, the Ace Rewards Visa Business Card offers a way to accumulate Ace Rewards points, enabling you to save on all of your purchases. Unlike many other consumer rewards cards, this card has a reasonable assigned APR as low as 14.49%, so if you qualify for the low APR, this credit card will be useful for general purchases and not only for use at Ace Hardware. However, as this APR is based upon your creditworthiness, you could be looking at an APR as high as 23.49%, which is of course something to avoid altogether (APR is subject to change). This rewards program will get you, in addition to the regular Ace Rewards member benefits, 3 Ace Rewards points per dollar spent at participating Ace stores, 2 Ace Rewards points per dollar spent at gas stations and grocery stores, and 1 Ace Rewards point per dollar spent on all other purchases. For every 12,500 points earned, you will automatically receive a $25 rebate redeemable at your favorite participating Ace store. As this card demands no annual fee from its users, we recommend this as a viable saving option for the Ace Hardware shopper with an excellent credit score. If you’re interested in applying today, scroll down and follow the below guide on how to complete the application for the Ace Rewards Visa Business Card.

This credit card is issued by US Bank. Before submitting any sensitive information on their website, we recommend that you take a look at their privacy policy.

Requirements

For your application to be accepted you must meet the following minimum criteria:

Be at least 18 years of age
Have a business Tax ID number
Have a SSN
Have a valid US mailing address

How to Apply

Step 1 – To access the application, navigate to the Ace Rewards Visa Business Card page by following this link and click Apply now.

Step 2 – Now that you’re on the application form, start filling it out by providing the following business information into the indicated fields:

Business name to appear on cards
Business name
Business Tax ID #
Street address (including city, state and ZIP code)

Step 3 – Some more business information is required, supply the following additional information to complete the Business Information section:

Years at current address
Year business started
Business phone #
Gross annual sales
Legal structures
Nature of business
Type of industry
Country of formation
Number of countries with offices

Step 4 – Now select if you would like to enroll in cash access by using the drop down menu (cash access gives you easier access to cash advances and convenience checks). Then, beside Checking Account and Savings Account, indicate Yes if you currently have the indicated account and provide the necessary information before continuing.

Step 5 – US Bank requires that you supply the following personal information as the Business Owner applying for this credit card:

Business owner type
Ace rewards number (if applicable)
Full name
SSN
Date of birth
Phone number
Email address (optional)
Complete home address
Alternate mailing address (if applicable)
Annual income
Ownership percentage

After completing the above information, indicate Yes or No as to whether you are a senior political official or the close relation/associate of one.

Step 6 – At this juncture you are given the opportunity to perform a balance transfer and/or add additional cardholders to your application. Select Yes next to each action which you wish to apply and provide the required information before continuing.

Step 7 – Your application is almost complete, you only need to read through the terms and conditions for the Ace Rewards Visa Business Card and agree to them (assuming you do) by checking the I accept the Terms and Conditions box. When you are ready, click Submit to submit your completed application to US Bank for review.

That brings us to the end of the Card Reviews guide to applying for the Ace Rewards Visa Business Card online! We hope that our guide has been helpful for you today and wish you the best of luck in your financial endeavours. Thank you for visiting Card Reviews.