How to Apply for the Affinity Credit Union Gold MasterCard

The Affinity Credit Union and CUETS, a subsidiary of the Toronto Dominion Bank, have partnered together to offer the Affinity Credit Union Gold MasterCard. This card is a perfect credit option for those individuals that require the security and additional features that come with the upgraded Gold MasterCard but do not want to pay extra in order to earn reward points they will never spend. That is indeed one of the main differences between this card and the Choice Rewards MasterCards offered by Affinity; a lower annual fee in exchange for a point based rewards program. If you have looked at other cards on the market and have decided that the Affinity Credit Union Gold MasterCard is the right choice for you, scroll down to our tutorial below where you can find a walkthrough of the application process.

Before proceeding with your application, take a moment to review the CUETS privacy policy to see how your personal information will be used.


In order to apply for the Affinity Credit Union Gold MasterCard, you must meet the following requirements:

  • You are a resident of Canada and have a Canadian credit record
  • You are the age of majority in your province or territory
  • You have not filed bankruptcy in the last 7 years and have no seriously late payments

How to Apply

Step 1- Start by clicking here to access the online application page. Once there, scroll down until you’ve landed on the Gold MasterCard Credit Card and click the Apply now link.


Step 2- Select Yes to indicate your credit union membership and type “Affinity Credit Union” into the empty field. Once entered, click Continue to proceed.

Screen Shot 2015-09-06 at 2.12.38 PM

Step 3- At the beginning of this page, you should see the Information Box subheading. Tick the small box (pictured below) to provide confirmation that you are able to electronically receive the terms and conditions as well as the privacy terms for this credit card.


Step 4- You must now provide your personal information in each blank space or drop-down menu highlighted with a red asterisk. Under the Primary Applicant’s Information heading, select Yes to indicate your Canadian citizenship. Continue by providing the following information:

  • First name
  • Last name
  • Home address
  • City
  • Province
  • Postal code
  • Housing status
  • Monthly payment
  • Years at current address
  • Is your mailing address different from your current address? (y/n)
  • Home phone number
  • Mobile phone number


Step 5- Next, under Personal Information, supply your Date of birth and your Mother’s maiden name.


Step 6- Regarding your Employment Information, the following details must be specified:

  • Employment status
  • Company name or employer
  • Number of years with company
  • Occupation type
  • Occupation
  • Describe your position or business
  • Work phone number
  • Your income
  • Total annual household income


Step 7- Each of the tasks found in this step are optional and you may skip them if you so desire. You may: add an additional authorized user, perform a balance transfer to consolidate your previous balances into one bill, purchase balance protection insurance.


Step 8- Here you are presented with the terms and conditions associated with this credit card. We encourage you to review this document over carefully to make sure that you fully understand what you are applying for. If you are content with the terms, indicate this by checking the small box located below the terms window.


Step 9- Lastly, at the bottom of the page, click Continue and your application will be sent in to CUETS for review. That’s all there is to it! With your application submitted, your part in this is over and you need only await confirmation from CUETS regarding the status of your card request. We hope you found our tutorial helpful and we wish you all the best with your new credit card!