How to Apply for the Affinity Credit Union Low Rate MasterCard

The Affinity Credit Union Low Rate MasterCard is a great card for those that are worried about high interest rates and want a credit card that is as straightforward as can be. The Affinity Credit Union Low Rate MasterCard offers individuals an excellent interest rate of 11.99% (APR is subject to change) and a respectably low annual fee of $30. If you are looking to establish a positive credit history and want your interest rates to be as low as possible, you should look no further than the Affinity Credit Union Low Rate MasterCard. Your application will be assessed by CUETS as they are financial institution which has issued this card. We have provided links to their website and instructions on the application procedure below. Scroll down to get started!

Before you start your application, go over the CUETS privacy policy to see how the personal information you supply will be used.


In order to apply for the Affinity Credit Union Low Rate MasterCard, you must meet the following requirements:

  • You are a resident of Canada and have a Canadian credit record
  • You are the age of majority in your province or territory
  • You have not filed bankruptcy in the last 7 years and have no seriously late payments

How to Apply

Step 1- To access the application page for the Affinity Credit Union Low Rate MasterCard, navigate to this webpage. From there, scroll through the list of available credit cards until you’ve reached the Low Rate MasterCard Credit Card. Within the card window, click the Apply now link to proceed.


Step 2- On this page, you will be prompted to specify which credit union you are affiliated with. This process can be accomplished by selecting Yes and typing “Affinity Credit Union” in the empty space provided. Once entered, click Continue.

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Step 3- Locate the Information Box subheading on this page (pictured below). Just below the heading, there is a small box that must be ticked which provides consent to receiving the legal disclosures for this card electronically.


Step 4- If you scroll down, you should see a series of empty fields, drop-down menus and yes or no questions highlighted with a red asterisk. Each of these highlighted areas must be filled in, starting with the following:

  • Are you a Canadian resident? (y/n)
  • First name
  • Last name
  • Home address
  • City
  • Province
  • Postal code
  • Housing status
  • Monthly payment
  • Years at current address
  • Is your mailing address different from your current address? (y/n)
  • Home phone number
  • Mobile phone number


Step 5- Next, supply CUETS with your Date of birth and your Mother’s maiden name.


Step 6- Here, in the Employment Information window, specify the following details:

  • Employment status
  • Company name or employer
  • Number of years with company
  • Occupation type
  • Occupation
  • Describe your position or business
  • Work phone number
  • Your income
  • Total annual household income


Step 7- If you’d like to add an additional user to your account, perform a balance transfer to consolidate your previous balances into one bill, or purchase balance transfer protection insurance, you may do so here. These tasks are completely optional and you can skip them if you wish. When you’re ready, click Continue to proceed.


Step 8- It is extremely important to fully understand the terms by which your credit card will operate (interest rates, fees, etc.). Because of this, we always recommend reviewing the terms and conditions before submitting an application. If you are in compliance with these terms, check the small box located underneath the terms window.


Step 9- Submitting your application to CUETS is the final step in the application procedure. Click Continue and your card request will be sent in, thus finalizing your application and this tutorial. We hope your experience was relatively smooth and we wish you all the best with your new card.