The Amalgamated Bank of Chicago Union Strong Card is known for its no annual fee, rotating 5× rewards categories, and a straightforward $150 signup bonus for moderate first-90-day spending. It’s designed with union members and supporters in mind, but anyone can apply.
Most users say they like the generous 5× quarterly categories, especially when they cover groceries, dining, or gas. Many reviewers mentioned that the no-fee structure makes it easy to keep long-term, and the simple points redemption—cash back, travel, gift cards—is user-friendly.
On the other hand, many reviewers mention that the rotating categories can be hit-or-miss, and the quarterly $1,500 cap limits earning potential for heavy spenders. Others point out that the card doesn’t include premium perks like travel insurance or extended warranties.
Personally, I think the Union Strong card is a great fit for budget-minded users who want high rewards without paying an annual fee—especially if you don’t mind keeping track of quarterly categories. If you prefer consistent, unlimited rewards or want travel benefits, you’ll probably find better value in a more premium card.
