| Rewards | 2× miles per $1 on purchases made directly with Delta. 2× miles per $1 at U.S. shipping providers and for U.S. advertising in select media (up to $50,000 per category per year). 2× miles per $1 at restaurants (worldwide) and on U.S. takeout/delivery. 1× mile per $1 on all other eligible purchases |
|---|---|
| Signup Bonus | 60,000 bonus SkyMiles after you spend $4,000 in the first 6 months |
| Annual Fee | $0 for the first year, then $150. |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 21.99%, per the Amex cardmember agreement. |
| Cash Advance Fee | Either $5 or 3% of the amount, whichever is greater. |
| Late Payment Fee | Up to $39 |
| Purchases APR | Prime Rate + 12.74% to Prime Rate + 21.74%, depending on creditworthiness (per the latest agreement). |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The American Express Gold Delta SkyMiles® Business Credit Card is known for its airline-focused perks, moderate annual fee (waived the first year), and a solid welcome bonus. It’s mainly built for small businesses that fly Delta occasionally but don’t need the heavy travel benefits of the premium Delta cards.
Most users say the card shines for its 2× miles on Delta purchases, U.S. shipping providers, select U.S. advertising, and restaurants. Many reviewers mentioned that the free first checked bag and priority boarding make travel feel smoother, especially for frequent domestic trips. The intro annual-fee waiver is another perk people appreciate.
On the downside, many users note that the everyday rewards rate isn’t very competitive outside of Delta and business-related categories. Others say the card lacks luxury perks and can feel limited compared with more flexible business rewards cards. A few also point out that Delta’s award pricing can make miles feel unpredictable.
Personally, I think this card works best for small business owners who fly Delta enough to justify the perks but don’t need premium lounge access or elite-status boosts. If you value flexible points or travel across multiple airlines, there are stronger alternatives out there.
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Bro sorry, but some error occurred :O
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with a few quirks
I opened this to help manage travel expenses for my small freelance projects. The delta miles earned on flights and business purchase track up quickly.
