| Rewards | A percentage of all purchases goes towards funding for the American Paint Horse Association. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% APR |
| Cash Advance Fee | 3% of the advance with a $15 minimum and a $50 maximum |
| Late Payment Fee | Up to $35 |
| Purchases APR | 13.99% to 17.99% based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I was excited about this card theme, but rewards barely accumulated and perks felt too niche for daily use. Supporting the association was nice, yet the card didn't give me much practical value.