How to Apply for the American Savings Bank Platinum Edition Visa Card

Applying for the American Savings Bank Platinum Edition Visa Card is a fairly simple process that you can accomplish by navigating through our instructional guide below. Being approved for this card means that you will be paying only modest interest rates on purchases and balances transfers, while capitalizing on a few of the sign-up bonuses provided to entice prospective cardholders. For the first 12 billing cycles, a 0% introductory rate will be given for all balances transferred. You will also be awarded $25 statement credit after making your first purchase within 3 months of receiving and activating your card. Your APR for net purchases and balance transfers (after the introductory rate expires) will be between 10.24% and 18.24%, depending on your creditworthiness (APR is subject to change). The potentially low APR is certainly enticing to those with a reasonably high credit score and it may make up for the lack of a point-based or cash back rewards program. If you’re content with what this card has on offer, scroll down to our tutorial below to get started with your application.

Take a moment to review First Bankcard’s privacy policy to get a better understanding of how your personal information will be used.


The requirements listed below must be met in order to be eligible for this credit card.

  • You are at least 18 years of age
  • You have a valid SSN
  • You reside in the United States

How to Apply

Step 1- Navigate to this webpage to begin the application process for the American Savings Bank Platinum Edition Visa Card. In the Get Started window, select Apply Now to proceed.


Step 2- Here, simply click I Accept to be redirected to First Bankcard’s application webpage.


Step 3- This page will require you to specify a number of personal details. Under the Contact Information heading, the following information is required:

  • First name
  • Last name
  • Street address
  • City
  • State
  • Zip code
  • Home phone number
  • Email address


Step 4- Continue by supplying your Date of Birth, Social Security Number and your Mother’s Maiden Name. Just below that, enter-in the Years at Address, specify your Housing Status, and supply your Monthly Housing Payment.


Step 5- Next, provide the name of your Present Employer, the associated Business Phone Number, and your Total Annual Income. In the bottom three fields, provide the total amounts in your Checking Account, Savings Accountand Investment Account.


Step 6- At this point, you are able to consolidate your previous balances into one bill by performing a balance transfer. You may also add an authorized user to your account by supplying the first and last name of an individual. Click Continue when you are ready to proceed.


Step 7- At the bottom of your screen, you should see the Important Notice. Read over this notice as well as the summary of credit terms to ensure that you understand the policies associated with this credit card. Once you have read the terms, indicate your acceptance to them by checking the small box found under the paragraph. Lastly, click Submit to send your card request in to First Bankcard for assessment. You should receive confirmation shortly regarding the acceptance of your application.


Thank you for choosing Card Reviews as your guide through the American Savings Bank Platinum Edition Visa Card application process. Best of luck with your new credit card!