| Rewards | Not a typical rewards?points card — but you can get a 20% off birthday coupon |
|---|---|
| Signup Bonus | 20% off your first purchase with the new card |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $41, depending on prior payment history. |
| Purchases APR | 35.99% variable for regular purchases |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Ashley Stewart Credit Card is known primarily as a store credit card for fashion and apparel purchases, offering a signup discount (typically 20% off your first purchase) and a birthday coupon. There’s no annual fee, and it doesn’t have a traditional rewards program or cash-back structure. Its main draw is access to store-specific perks rather than general-purpose credit benefits.
Most users say they appreciate the immediate savings on new purchases and the ability to shop both in-store and online easily. Many reviewers mentioned that the card is convenient for regular Ashley Stewart shoppers and that the Comenity Bank account management tools are straightforward.
On the downside, users often complain about the high APR (35.99% variable), making it expensive to carry a balance. Some also note the lack of broader rewards or cashback, which limits the card’s value outside the store.
Personally, I think this card is best for frequent Ashley Stewart shoppers who plan to pay off their balance in full each month. If your goal is to earn points, cashback, or general rewards, this card isn’t the right fit — it’s really a niche tool for loyal customers looking for store discounts.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
K
customer services nightmare
12/2018 I pay my bill on the due date and was still charged a LATE FEE of $27.00, The customer services rep Chase stated I was late making my payment and they could not reverse the fees because they have a contract with Ashley Stewart. then he looked up my payment to see I paid it on time now he tells me it passed the cut off time of 8 pm. he was not going to reverse my late free after seeing I paid on time. To Hell With This Card. I WILL NOT BE OVER CHARGE FOR BEING A GOOD CUSTOMER
