| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | N/A |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Atlantic Stewardship Bank College Rewards Visa Credit Card is generally known as a starter card for students who want simple rewards and a no-frills way to build credit. It typically offers basic points on everyday purchases and no annual fee, which is why many reviewers see it as an approachable first card rather than a feature-packed product.
Most users say they appreciate how easy the card is to manage and that the rewards, while modest, at least give students something back on routine spending. Many reviewers mentioned that customer service through the issuing bank’s partner (Elan Financial Services) is dependable, which can be reassuring for first-time cardholders.
On the flip side, people often complain that the rewards rate isn’t very strong compared with newer student cards, and that the lack of modern perks—like statement credits, travel benefits, or intro bonus offers—makes it feel dated. Some also note that information about fees and APRs isn’t always easy to find upfront.
Personally, I think this card works best for students who prioritize simplicity and just need a no-cost way to establish credit. But if you want richer rewards or more perks, there are more competitive student cards worth exploring.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
J
Simple starter card for students
Good beginner card with no annual fee. Rewards are basic, but it helps build credit responsibly.
P
Too basic for college spend
this feels underwhelming. It's meant for students, but there's no bonus, and the rewards program is vague.
