| Rewards | 1.5 points per $1 on all purchases. For travel booked through the issuer’s travel center, you earn 3 points per $1. |
|---|---|
| Signup Bonus | 25,000 bonus points if they spend at least $1,000 within the first 90 days. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 21.24% – 30.24% (depending on creditworthiness & prime rate) |
| Cash Advance Fee | Either $10 or 3% of the cash advance amount (whichever is greater) |
| Late Payment Fee | Up to $40 |
| Purchases APR | 18.24% – 28.24% variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Bank of America Travel Rewards for Students Visa Credit Card is known for its simple, flat-rate points system, no annual fee, and no foreign transaction fees. It also comes with a solid intro offer and a long 0% APR period on purchases, which makes it attractive to students who want travel rewards without paying extra to get them.
Most users say they love the predictable 1.5× earning rate and the fact that points are easy to redeem for travel and dining statement credits. Many reviewers mentioned that the lack of foreign fees makes it a dependable choice for study-abroad trips or frequent travel.
On the downside, some students complain that the rewards aren’t as high as what you’d get with premium travel cards. Others point out that the best value comes only when redeeming for travel—cash-back redemptions feel underwhelming. A few also noted that approval can be tougher for those with very limited credit history.
Personally, I think this card is a great fit for students who travel at least occasionally and want straightforward rewards without an annual fee. If you’re hoping for richer perks or mostly want cash back, you’ll likely find stronger options elsewhere.
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Bro sorry, but some error occurred :O
M
limited benefits
I like that I earn rewards every purchases, however, the rewards accumulate slowly, and the redemption options feel a bit restrictive. It's fine for someone just starting with credit.
