Bank of Albuquerque Visa Bonus Rewards/Bonus Rewards PLUS Credit Card Login | Make a Payment


If you recently received a Bank of Albuquerque Visa Bonus Rewards/Bonus Rewards PLUS Credit Card in the mail, congratulations are in order! These are great rewards cards, and they provide a substantial amount of rewards points. It’s in your own best interest to stay up-to-date on your finances and to organize your rewards as efficiently as possible. If you register for an online banking account with Elan Financial Services (EFS), you will be able to view your past statements, manage your rewards points, pay your bills, perform balance transfers, and more, all from the comfort of your own home or office. We have provided a guide below on how to access your account online and how to activate a new card. Scroll down until you find the instructions you need.

Before you continue, we recommend that you take a look at the EFS privacy policy to know how they may share your personal and financial information.

How to Login

To start the login process, you will need to find your way to the EFS login page (you can do so by following this link). From there, find the Login window and type your Personal ID into the indicated field before clicking Continue to continue to the next step.

Next, you will be required to enter your Password into the blank space. If both of your login credentials were correctly entered, you should gain immediate access to your account by clicking the blue Login button you should gain immediate access to your account.

To retrieve a forgotten personal ID, click the Forgot your Personal ID? link in the first login window. Then, provide the following required information into the blank spaces of the ID retrieval page:

  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code

Next, click Submit and in the ensuing pages you will be able to retrieve your forgotten personal ID and regain access to your account.

To change password, in the event that you have forgotten it, click the Forgot your Password? link in the second login window. On the ID Verification page you will need to enter the following information before creating your New Password:

  • Personal ID
  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code

Once the above information has been entered and you have created your new password, click Submit. If your new password matches the EFS password criteria, you should now be able access to your account using this new password.

Activation/Registration

To activate a new Bank of Albuquerque Visa Bonus Rewards/Bonus Rewards PLUS Credit Card, call the activation number provided above and follow the telephonic instructions to get your card up and running. Once your card has been activated, you will be able to register for online banking, which will give you 24/7 access to your account. To register, click the Secure registration link found above the activation number and provide the following information into the appropriate spaces:

  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code

You will then need to create the Personal ID and Password for your new account. These login credentials will be used every time that you log into your account. Once you have completed this step, you have an option to provide your Email Address to receive special offers and information regarding your credit card. When you’re ready, click Submit to finish enrolling in credit card account access.

Your card is now fully activated and registered for online access through your new online banking account! We hope that you found our guide to be helpful and wish you the best of luck in your financial endeavours. Happy banking!

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