| Rewards | 3% cash back on all purchases from office supply stores and phone/internet/TV services, 2% cash back on restaurant and fuel purchases, and 1% cash back on all other purchases |
|---|---|
| Signup Bonus | $25 cash back bonus after first purchase, 0% introductory APR for the first 6 billing cycles |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (APR is subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | Up to $39 |
| Purchases APR | 12.49% to 23.49% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I used this card for my small business purchases and it helped with cash flow and expense tracking, payments post quickly and business expenses are kept separate from personal ones. However, the cash back and rewards are pretty basic and don't offer much value beyond standard purchases.