| Rewards | Cardholders have five years to redeem points for rewards. Earn 500 reward points by enrolling in auto-pay. Earn 500 reward points by enrolling in e-statements. | 
|---|---|
| Signup Bonus | Earn 1,000 bonus points after your first purchase. | 
| Annual Fee | There is no annual fee associated with this card. | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 23.99% APR | 
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. | 
| Late Payment Fee | Late payments can be as high as $38. | 
| Purchases APR | Variable APR currently 11.99% to 22.99%. | 
 
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