| Rewards | Cardholders have five years to redeem points for rewards.Earn 500 reward points by enrolling in auto-pay. Earn 500 reward points by enrolling in e-statements. |
|---|---|
| Signup Bonus | Earn 1,000 bonus points after your first purchase. |
| Annual Fee | There is no annual fee associated with this card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. |
| Late Payment Fee | Late payments can be as high as $38. |
| Purchases APR | Variable APR currently 11.99% to 22.99%. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
Good for building credit in college, no annual fee and rewards are decent for dining and groceries. But the sign up bonus is pretty weak, and redemption options are limited.