

| Rewards | Earn 1% cash back per $1 charged each billing cycle, Earn a total of 2% cash back per $1 spent at eligible grocery stores/merchants, Earn a total of 3% cash back per $1 spent on purchases made at eligible fuel merchants |
|---|---|
| Signup Bonus | 0% introductory APR for the first 12 statement closing dates on all purchases and balance transfers. Get a $100 cash rewards bonus after making at least $500 in purchases within the first 90 days |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.24% to 25.24%, based on your creditworthiness, for direct deposit and check cash advances, 25.24% for bank cash advances (APR is subject to change) |
| Cash Advance Fee | Either $10 or 3% of the amount of each transaction, whichever is greater, for direct deposit and check cash advances / Either $10 or 5% of the amount of each transaction, whichever is greater, for ATM, over-the-counter, same-day online and cash equivalent cash advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 13.24% to 23.24%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I wanted a card that did good for the planet, and seeing contributions to The Nature Conservancy each quarter felt rewarding. Cash back on groceries and gas is decent, the bonus categories rotate and sometimes don't align with my spending. Worth it the cause matter to you
I enjoy the card but the categories rotate in a way that does not always work for me. Still a decent cash back card.