BankAmericard Travel Rewards Credit Card

Card Details
Rewards	1.5 points per dollar spent on all purchases. If you book travel through the bank’s travel center, the card sometimes offers 3 points per dollar on travel purchases.
Signup Bonus	25,000 online bonus points if you spend at least US $1,000 within the first 90 days of account opening.
Annual Fee	None.
Cardmember Agreement	View Here
Cash Advance APR	16.99 %–28.99 %, depending upon personal creditworthiness and type of advance requested
Cash Advance Fee	Either US$10 or 3% (or 5%) of the advance amount, whichever is greater.
Late Payment Fee	Up to $40
Purchases APR	17.74 %–27.74 % APR, depending upon your personal creditworthiness
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The BankAmericard Travel Rewards Credit Card is best known for its no-annual-fee setup, simple 1.5x rewards on everything, and a solid intro bonus that can be redeemed toward travel purchases. It’s a straightforward “earn and erase” travel card without complicated categories.

Most users say they love how easy the rewards are to use, especially the flexibility to redeem points for flights, hotels, and even dining. Many reviewers also mention the lack of foreign transaction fees as a big plus for international travel. The signup bonus is another highlight for first-time cardholders.

On the downside, frequent travelers often complain that the rewards rate feels a bit basic compared to premium travel cards, and some users mention that points can’t be transferred to airline partners.

Personally, I think this is a great starter travel card for people who want simplicity, no annual fee, and stress-free rewards. But if you want luxury perks or high-end travel value, you’ll likely outgrow it quickly.