| Rewards | 1 point for every dollar spent on “eligible purchases” at Barneys New York (in-store or online). |
|---|---|
| Signup Bonus | None |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 22.74% (or about 29.74%–29.99%, depending on prime rate and creditworthiness) |
| Cash Advance Fee | The greater of US?$10 or 5% of the amount advanced. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 26.24% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Barneys New York Credit Card is best known as a store‑loyalty card for fashion enthusiasts, offering points on purchases at Barneys, no annual fee, and perks like early access to sales and occasional in‑store credits.
Most users say they enjoy the rewards for frequent Barneys shoppers, especially the way points accumulate toward gift cards every six months. Many reviewers mentioned that cardholders like the extra perks, like invitations to private events and occasional complimentary services, which make shopping feel more exclusive.
On the downside, users often complain that rewards are extremely limited outside of Barneys, and the APR for purchases and cash advances is high. Some also mention that the signup bonus is nonexistent, so the card is less attractive for casual shoppers.
Personally, I think this card makes sense only if you shop regularly at Barneys and value the in-store perks. For everyday spending, travel rewards, or cash back elsewhere, you’ll likely find better value with other credit cards. It’s a niche card for devoted fans, but not one I’d recommend as a general‑use credit card.
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Bro sorry, but some error occurred :O
J
great
I loved the $50 alteration credit for every $500 spend on full price, perfect for my designer pieces. Plus the members only pre sale invites make me feel truly VIP.
