Bassett Furniture Credit Card | Reviews

CARD OVERVIEW

The Bassett Furniture Credit Card is mostly known as a store financing card for buying furniture at Bassett Furniture — not a typical “rewards” or “travel” credit card. It has no annual fee, and cardholders get access to promotional financing (e.g., interest‑free if the balance is paid in full within the promo period).

\Many people appreciate that the Bassett card lets them break up large furniture purchases into manageable payments — sometimes very useful given the high cost of custom sofas or dining sets. The ability to finance large purchases through Bassett rather than paying up front is often praised as a practical benefit.

\Because the card is tied to the store, those who are unhappy with the furniture itself — poor quality, manufacturing defects, issues with delivery, or problematic customer service from Bassett — end up criticizing the overall experience. For example, some buyers report sofas with sagging cushions, pilling fabric, or construction problems well before they expected wear — and then say that despite warranties, they had difficulty getting a satisfactory resolution. Many say that once you factor in product quality or service issues, the financing perks feel less worthwhile.

Personally, I think the Bassett Furniture Credit Card makes sense — but only if you’re already sold on Bassett’s furniture and plan a large purchase. If you know exactly what you want and are comfortable with the store’s quality and delivery history, the financing option can be handy. But if you are skeptical about product quality (or unwilling to accept a “store‑card loan” rather than a versatile credit card), then this card doesn’t give you much upside — because it lacks general rewards, and your satisfaction heavily depends on Bassett’s furniture and service.