| Rewards | 1% cash back on all purchases. 2% cash back on grocery store purchases. 3% on gas station purchases. The 2% cash back on grocery store purchases and 3% cash back on gas purchases applies to $1,500 in combined purchases in these categories each quarter. After that, the base 1% earn rate applies to those purchases. Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards. |
|---|---|
| Signup Bonus | 0% Introductory APR for the first 12 statement closing dates following the opening of your account. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.99% to 24.99%, based on your creditworthiness when you open your account, for direct deposit and check cash advances, and 24.99% for bank cash advances. |
| Cash Advance Fee | Either $10 or 3% of the amount of each transaction, whichever is greater. |
| Late Payment Fee | Up to $38. |
| Purchases APR | 0% Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your APR will be 12.99% to 22.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
As an alum, this card feels personal straightforward cash back, no drama easy redemption. Wish the bonus categories refresh faster, but overall a solid everyday card
I got this to help manage daily expenses while at school. I love the 3% cash back on dining and 2% on groceries, it really adds up! No annual fee is a plus, though I wish the rewards redemption was a bit faster.
