|Rewards||5% cash back on the first $25 000 spent on purchases at office supply stores, cellphone, internet and landline services. 2% cash back on the first $25 000 spent at restaurants and gas stations. 1% cash back on all other purchases.|
|Signup Bonus||0% intro APR on purchases and balance transfers for the first 12 months.|
|Cardmember Agreement||View Here|
|Cash Advance APR||Variable based on the market Prime Rate.|
|Cash Advance Fee||Either $15 or 5% of the amount of each transaction, whichever is greater.|
|Late Payment Fee||$15 if the balance is less than $100; $29 if the balance is $100 or more, but less than $250; and $39 if the balance is $250 or more.|
|Purchases APR||13.24%. Variable based on the market Prime Rate.|
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