| Rewards | 5% cash back on the first $25 000 spent on purchases at office supply stores, cellphone, internet and landline services. 2% cash back on the first $25 000 spent at restaurants and gas stations. 1% cash back on all other purchases. |
|---|---|
| Signup Bonus | 0% intro APR on purchases and balance transfers for the first 12 months. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable based on the market Prime Rate. |
| Cash Advance Fee | Either $15 or 5% of the amount of each transaction, whichever is greater. |
| Late Payment Fee | $15 if the balance is less than $100; $29 if the balance is $100 or more, but less than $250; and $39 if the balance is $250 or more. |
| Purchases APR | 13.24%. Variable based on the market Prime Rate. |
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