| Rewards | Earn 3% cash back on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter, Earn 2% cash back at qualifying grocery stores, Earn 1% cash back on all other net purchases |
|---|---|
| Signup Bonus | $100 online cash bonus if you spend $500 within the first 90 days, 0% APR for the first 12 billing cycles for purchases and balance transfers made within the first 60 days |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.24% to 25.24%, based on your creditworthiness, for direct deposit and check cash advances, 25.24% for bank cash advances (APR is subject to change) |
| Cash Advance Fee | Up to $37 |
| Late Payment Fee | $10 or 3% of the amount of each transaction, whichever is greater (direct deposit and check cash advances), $10 or 5% of the amount of each transaction, whichever is greater (ATM, over-the-counter, same-day online and cash equivalent cash advances) |
| Purchases APR | 13.24% to 23.24%, based on your creditworthiness (APR is subject to change) |
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