| Rewards | 1 point per $1 spent on merchandise purchases. 3 points per $1 on interest accrued on monthly balances. Up to 2,500 bonus points each quarter with 2x points on everyday purchases and 3x points on bill payments. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR for Non-Overdraft Cash Advances. 25.24% APR for Overdraft Cash Advances. |
| Cash Advance Fee | $10 or 5%, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 0.00% Introductory APR for the first 6 months, 10.24% to 20.24% APR based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This card works well for regular purchases and the rewards accumulate gradually. However, the incentives are somewhat modest and don't stand out compared to other cards. Solid for everyday spending, but not exciting.