How to Apply for the Conestoga Visa Business Credit Card

Pre-existing Conestoga clients looking for a business card might be interested in one of the Conestoga Visa Business Card offerings (Standard, Rewards, Rewards PLUS). The differences between these offerings is elucidated in the following table:

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All cards include at least 6 months of 0% APR financing and access to the Elan financial Services (EFS) online card management portal. If you intend to apply please take a minute to review the EFS online privacy policy before submitting any personal information into the application form.


Applicants must:

  • Be at least eighteen (18) years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

Access the application form via the card summary page corresponding to your card of choice (Business, Business Rewards, Business Rewards PLUS). Once on the page select apply now and EFS will redirect you to the application page.

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Step 1- Business Information

Enter the following data regarding your business here:

  • Business Name
  • Business Tax ID
  • Address
  • Years at Address
  • Year Business Founded
  • Business Phone
  • Organization Type
  • Gross Annual Sales
  • Cash Acces ?(Y/N)


Step 2- Accounts Held

Please indicate at this point which accounts you or your business already hold with Conestoga, if any.


Step 3- Business Owner

Please input the following information for the business owner at this point in the application:

  • Owner Type
  • Full Name
  • SSN
  • Phone Number
  • Annual Income
  • Email Address
  • Address


Step 4- Employee Cards

If you would like additional cards for your employees please input their information here. Keep in mind that for the PLUS option each additional card is an additional $50/year in fees.


Step 5- Disclosures

Read through the terms for your card (Business, Business Rewards, Business Rewards PLUS) and, if you agree, indicate as such by checking the provided box and selecting submit.