| Rewards | 1x reward points for every $1 in net purchases. | 
|---|---|
| Signup Bonus | Earn 500 reward points by enrolling in auto-pay. Earn 500 reward points by enrolling in e-statements. | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 23.99%. Variable based on the market Prime Rate. | 
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. | 
| Late Payment Fee | Up to $38. | 
| Purchases APR | 11.99% to 22.99%. Variable based on the market Prime Rate. | 
 
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