| Rewards | 1x reward points for every $1 in net purchases. |
|---|---|
| Signup Bonus | Earn 500 reward points by enrolling in auto-pay. Earn 500 reward points by enrolling in e-statements. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99%. Variable based on the market Prime Rate. |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. |
| Late Payment Fee | Up to $38. |
| Purchases APR | 11.99% to 22.99%. Variable based on the market Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
As a junior juggling classes and part time work, this card was a game changer. I earned points on every textbook and coffee purchases, and redeeming them was painless. No unexpected fees, and the app helped me track spending like a pro.