How to Apply for the Elk River Bank Travel Rewards American Express Card

If you are currently banking with The Bank Elk River and would like to enjoy some travel benefits, the Elk River Bank Travel Rewards American Express Card is the perfect choice for you.  You will receive 3 times the points for airline purchases and 2 times the points on restaurant and hotel purchases.  With an APR as low as 12.24% (0% for the first 6 billing cycles) this card is a good choice for those of you with a good credit rating (APR is subject to change).  If you are someone who travels a lot (especially within the contiguous 48 states) this is the perfect card for you.  The tutorial below will take you through all the steps you will have to follow to apply for your Elk River Bank Travel Rewards American Express card.

We recommend that, before entering any information into the online portal, you review the Elan Financial Services (The Bank of Elk River’s credit card handler) privacy policy.


To be eligible for the Elk River Bank Travel Rewards American Express Card you will have to fulfill the listed requirements:

  • be at least eighteen (18) years of age
  • have a valid US SSN
  • have a valid US street address

How to Apply

Step 1- To begin, you’ll navigate to the Bank of Elk River card summary page and click the Learn More or Apply Now link (as seen below).


Step 2- After clicking the Learn More or Apply Now link, you will be immediately redirected to their card provider’s site Elan Financial Services (EFS).  Locate the Travel Rewards American Express Card on this page and click the Apply Now link.

ae-travel-rewards-apply-learnmoreStep 3- You will now arrive on the application form where you will fill out the following personal information:

  • First and last name
  • Date of birth
  • SSN
  • Country of citizenship, any other countries of citizenship (if applicable) and your country of permanent residence
  • Primary (enter your mobile number if you only have your cell phone) and mobile phone number

ae-travel-rewards-apply-1Step 4- In the next field provide the following:

  • Street address
  • City
  • State
  • ZIP code
  • Time at address
  • Monthly payment (rent)

ae-travel-rewards-apply-2Step 5- The last field requires that you provide the following employment and financial information:

  • Employment status
  • Employer (company name)
  • Occupation
  • Annual income
  • Other income (yes or no)

Any accounts that you already have with the Elk River Bank
ae-travel-rewards-apply-3Step 6- Indicate whether you would like to transfer balances from any other banks or accounts.
ae-travel-rewards-apply-4Step 7- Finally, indicate whether you would like to add additional cards or authorize any other card users.
ae-travel-rewards-apply-5Step 8- Review the page to make sure that you have properly filled all the required fields and read the Terms and Conditions.  If you accept the terms check the box indicating that this is the case and click Submit.  You’ve now successfully applied for your Elk River Bank Travel Rewards American Express Card!