| Rewards | The points system rewards a card holder 14 points for every dollar they spend. At 2500 points, they receive a $10 reward. Card holders receive bonus points for purchases made on their birthday. |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | There is no annual fee. |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Late payments can cost card holders up to $35 in fees. |
| Purchases APR | 24.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I applied this Express Next card mainly for the 20 point reward shopping at Express. It did shave a few bucks off my purchases, but the high APR and limited use outside the store made me think twice about carrying it long term.