How to Apply for the FAB Visa Platinum Credit Card

Interested in a First American Bank (FAB) Visa Platinum Credit Card? The card is a fairly standard platinum offering, but may be a good option for pre-existing FAB clients. If you are looking to apply please feel free to scroll down to access our official application guide.

If you value the safety of your personal information you may want to review the Elan Financial Services (EFS) online privacy policy before submitting any personal information to the application as they are the credit handler for FAB.


All applicants must:

  • Be at least eighteen (18) years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

Navigate to the EFS card summary page and select apply now in order to be redirected to the secure application.


Step 1- Personal Information

You will be first required to submit the following personal data:

  • First Name
  • Last Name
  • Date of Birth
  • SSN
  • Primary Phone Number
  • Mobile Phone Number
  • Email Address


Step 2-Housing Information

Please inform EFS of your housing circumstances at this juncture by supplying the following information:

  • Street Address
  • Apt #(if applicable)
  • City
  • State
  • Zip Code
  • Time at Address
  • Housing Status
  • Monthly Payment


Step 3-Financial Information

You must now submit the following financial data:

  • Employment Status
  • Annual Income
  • Whether or not you have another source of income
  • Other income Amount (if applicable)
  • Other income Source (if applicable)


Step 4- Other Accounts

Please indicate which accounts you hold with FAB, if any.


Step 5- Additional Cards

Add any authorized users you would like to at this point.


Step 6-Terms and Conditions

Please read over the terms and conditions and, if you agree fully, select submit to submit the application.