The optimum rewards card has the best rewards program (1.5 points/$1) of all the First Citizens Bank and Trust Company (FCB) credit cards at a price of $50 or 5000 points. Not only is the APR of this card competitive , it also has the added benefit of online management through the incredibly streamlined and user friendly FCB web portal. If you are looking for a visa which will allow you to capitalize on a potentially lucrative rewards program, this may be the one for you. However if you’re not willing to pay, perhaps consider comparing the other credit possibilities using the table provided below. To apply you must already have a relationship with this bank so providing that this is indeed the case, scroll down, and we’ll walk you through the application procedure.
Navigate to the optimum rewards card summary page and click on the Apply Now link on the right hand side of your screen.
You will need to supply the following personal information:
You will need to answer the following:
You will need to choose your employment status and fill in the related fields as well as indicate the amount of your primary annual income.
To finish, read over the terms and conditions before selecting yes and acknowledging that you both agree to them and that the information given in this application is correct.