First State Bank Visa Business Cash Card Login | Make a Payment


If you recently received a First State Bank Visa Business Cash Card in the mail, congratulations are in order because with this credit card you will be saving a portion of every purchase that you make. We have created this webpage in order to help you get started with managing your credit card finances online. All account management for this card will be performed through Elan Financial Services (EFS), which has issued this credit card in partnership with First State Bank. Through the EFS online banking portal, you can access your account by using any personal computing device. Once logged in, you will be able to view your monthly statements, make bill payments, review your purchase history, perform balance transfers, and generally keep up-to-date with your credit card account. We have provided instructions, information and links below to assist you in activating your new card, and in registering for and logging into an EFS online banking account. Scroll down to get started.

Before you continue, we recommend that you read the EFS online privacy policy to see how they might use your information.

How to Login

To begin the login process, you will need to navigate to the EFS login page. Once you are on the login page, enter your Personal ID into the Login window and click Continue.

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Next, enter your Password in the blank space and click Login. You should now be logged into your online banking account.

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If you can’t remember your personal ID, go to the first login page and click the Forgot your Personal ID? link. Then, on the retrieval page, type the following information into the appropriate blank spaces:

  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code

Click Submit and follow the subsequent instructions until you have retrieved your forgotten ID.

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If you have forgotten your password, you will need to change it by going to the second login window and clicking the Forgot your Password? link. On the ID Verification page, you will you will need to provide the following information:

  • Personal ID
  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code
  • New password

Click Submit to register your new password.

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Activation/Registration

If you haven’t activated your First State Bank Visa Business Cash Card yet, you can do so now by calling the activation number found above. Once the activation process has been completed, you can register for online account access by clicking the Secure Registration link found above the activation phone number. Once on the enrollment page, enter the following information:

  • Credit card account number
  • Security code
  • Last 4 digits of Social Security number
  • Zip code

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Next, create and enter a Personal ID and Password for your online account. As an option, you can enter your Email Address where indicated to be sent special offers and information about your new credit card. Click Submit to complete the enrollment of your online account.

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Congratulations, your First State Bank Visa Business Cash Card is activated and registered for online banking! We hope this guide has been helpful and easy to follow. Good luck in all your financial endeavours!

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