How to Apply for the Greater Iowa Credit Union Visa Platinum Card

If you live in the central or western Iowa region, or you already have an account with the Greater Iowa Credit Union (GICU) and are in the market for a new credit card, the Greater Iowa Credit Union Visa Platinum Card may be the right choice for you. With no annual rate and an extremely low APR (interest rate) of 8.2% to 16.2%, this is a very inexpensive credit card (APR is subject to change). In addition, for the first 12 billing cycles, you will have an introductory APR (interest rate) of only 1.99%! To learn how to apply for the Greater Iowa Credit Union Visa Platinum Card simply follow the tutorial below.

Please read the GICU privacy policy before entering any of your private information.

Requirements

To be eligible for this credit card you must fulfill the following requirements:

Be at least 18 years old
Live in the United States
Have a valid SSN

How to Apply

Step 1- Navigate to the Greater Iowa Credit Card Suite page and select the Greater Iowa Credit Union Visa Platinum Card.

Step 2- If you are a Greater Iowa Credit Union member, enter your member number and last 4 digits of your SSN. Click continue.Step 3- Enter the following personal information:

Full name
SSN
Email address
Date of birth
Home/work/cell phone #
Select best contact
Indicate yes or no if you are a GICU employee
Enter the information of the person who referenced you, if applicable

Step 4- Select the Visa Platinum card from the pull-down menu.Step 5- Read and/or download the APR Terms and Conditions and Consumer Card Agreement (as seen in the blue links on the page below). Click continue.

Step 6- Provide the following location information:

Complete street address
ZIP code
City
State
Time spent at said address

Step 7- Provide the following employment information:

Whether or not you are retired
Whether or not you are in active military service
Whether or not you are unemployed
Employer name
Position
Street address of your workplace
ZIP code
City
State
Work telephone number
Number of years and months you’ve worked at this job

Step 8- Provide the following financial information:

Living status
Monthly housing cost (including taxes, insurance, parking cost, etc)
Other monthly costs
Declare your monthly or annual amployment income
Monthly SS income
Monthly pension income
Monthly child support (you are not required to declare)

Step 9- Add a co-applicant, if you so desire, by selecting Yes or No. When you are finished, click continue.

Step 10- Review all your information to make sure that it is correct.

Step 11- Review the Greater Iowa Credit Union Visa Platinum Card Terms and Conditions and Consumer Card Agreement. If you wish to proceed with the application, tick the box that indicates you agree with all the terms and conditions, then click Submit Application for Approval. If you completed all these steps, you have successfully applied for the Greater Iowa Credit Union Visa Platinum Card.