The Greater Iowa Credit Union (GICU) Visa Platinum Rewards Card is a good credit card for those looking for a decent APR and rewards program.  With an introductory APR of 1.99% for the first 12 billing cycles, and after that, an APR as low as 10.2% (up to 18.2%) it’s a fairly attractive deal (APR is subject to change).  The rewards program is basic, with 1 point for every dollar.  As a signing bonus for the GICU Visa Platinum Rewards Card you will get double your rewards points on all purchases for the first six months and 5,000 bonus points after your first purchase.  Scroll down for a helpful information on how to apply for this card online.

Consult the GICU privacy policy before proceeding.

Requirements

To be eligible for this credit card you must fulfill the following requirements:

• Be at least 18 years old
• Live in the United States
• Have a valid SSN

How to Apply

Step 1- Open the Greater Iowa Credit Card Suite page in your browser.  Select the GICU Visa Platinum Rewards Card.

Step 2- Enter your GICU member information if applicable, if you are not a member lead the fields blank.  Click continue.

Step 3- Enter the following personal information in the indicated fields:

• Full name
• SSN
• Email address
• Date of birth
• Home/work/cell phone #
• Select best contact
• Indicate yes or no if you are a GICU employee
• Enter the information of the person who referenced you, if applicable

Step 4- Next, you will need to select Visa Platinum Rewards from the pull-down menu.

Step 5- Download and/or print the Visa APR and Visa Agreement documents to review before completing your application.

Step 6- Provide the following location information where indicated:

• Complete street address
• ZIP code
• City
• State
• Time spent at said address

 

Click Continue.

Step 7- Provide the following employment information where appropriate:

• Whether or not you are retired
• Whether or not you are in active military service
• Whether or not you are unemployed
• Employer name
• Position
• Street address of your workplace
• ZIP code
• City
• State
• Work telephone number
• Number of years and months you’ve worked at this job

Click Continue.

 

Step 8- Provide the following financial information:

• Living status
• Monthly housing cost (including taxes, insurance, parking cost, etc)
• Other monthly costs
• Declare your monthly or annual amployment income
• Monthly SS income
• Monthly pension income
• Monthly child support (you are not required to declare)

Click Continue.

Step 9- Select whether or not you would like to add a co-applicant.

Click Continue.

Step 10- Review all the information you entered to ensure that it is all correct.

Click Continue.

Step 11- Review the Terms and Conditions and Consumer Card Agreement for the GICU Visa Platinum Rewards Card.  If you agree to these terms, tick the box (as seen below) that indicates this is the case and click Submit Application for Approval. 

Your application is complete!  We hope that our guide has been helpful.

 

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