How to Apply for the Greater Iowa Credit Union Visa Student Card

If you need help applying for the Greater Iowa Credit Union (GICU) Visa Student Card, follow the tutorial found on this webpage. Our comprehensive guide will take you step-by-step through the application process.  To apply for this card, you should be a student, and either live in central/western Iowa or already have an account with GICU. With the GICU Visa Student Card, you will enjoy a low APR of 15.2% (APR is subject to change) and no annual fee.  If that all sounds good to you, continue scrolling down.

Please read the GICU privacy policy before entering any of your private information.


To be eligible for this credit card you must fulfill the following requirements:

  • Be at least 18 years old
  • Live in the United States
  • Have a valid SSN

How to Apply

Step 1- Navigate to the Greater Iowa Credit Card Suite page.  Click the Apply for VISA Student link.


Step 2- If you are a GICU member, enter your member number and last 4 digits of SSN.  Click continue.


Step 3- Enter the following personal information:

  • Full name
  • SSN
  • Email address
  • Date of birth
  • Home/work/cell phone #
  • Select best contact
  • Indicate yes or no if you are a GICU employee
  • Enter the information of the person who referenced you, if applicable


Step 4- Select Visa Student from the pulldown menu.  Click continue.

gicu apply 4

Step 5- Download the VISA APR and VISA Agreement for your records.  Be sure to go through these documents before finishing your application.  Click continue.


Step 6- Provide the following location information:

  • Complete street address
  • ZIP code
  • City
  • State
  • Time spent at said address


Step 7- Provide the following employment information:

  • Whether or not you are retired
  • Whether or not you are in active military service
  • Whether or not you are unemployed
  • Employer name
  • Position
  • Street address of your workplace
  • ZIP code
  • City
  • State
  • Work telephone number
  • Number of years and months you’ve worked at this job


Step 8- Provide the following financial information:

  • Living status
  • Monthly housing cost (including taxes, insurance, parking cost, etc)
  • Other monthly costs
  • Declare your monthly or annual amployment income
  • Monthly SS income
  • Monthly pension income
  • Monthly child support (you are not required to declare) 


Step 9- Select whether or not you would like to add an additional applicant to this card application. 


Step 10- Check over all your information to ensure that it is correct.  Click continue. 


Step 11- Read through the terms and conditions and consumer card agreement for the GICU Visa Student Card.  If you comply with the terms and conditions of these documents, tick the box indicating that this is the case.  Click Submit Application for Approval to finish your GICU Visa Student Card application.