How to Apply for a J.Crew Credit Card

Valid in stores, at, and, the J.Crew credit card offers you a convenient way to earn rewards and special VIP shopping perks for your everyday purchases.


To receive a J.Crew credit card from Comenity Bank, you must:

  • Be at least 18 years of age
  • Have a valid government-issued photo ID
  • Have a U.S. Social Security number

How to Apply

Step 1 – Visit the J.Crew credit card application page. The welcome screen explains some of the various perks associated with the card. Click on the navy blue “Start application” button to begin.

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Step 2 – Enter your full legal name. Provide your Social Security number and date of birth. Enter your annual income.

Provide your current street or rural route address. You can’t use a PO Box to apply for a J.Crew credit card.

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Step 3 – List a home phone and an optional work phone. Enter and confirm your email address.

If desired, add an authorized buyer by clicking on the “yes” button and providing the buyer’s full name and relationship to you.

Click on the navy blue “Continue” button. This will take you to a page with the card’s terms and conditions. Read this information, then save or print a copy for your records. When you are finished, you must indicate that you accept the terms before you can submit your J. Crew credit card application for processing and approval.

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