| Rewards | 5 points/$1 spent at Lexus dealerships, 2 points/$1 spent on gas, 2 points/$1 spent on dining and entertainment purchases, 1 point/$1 spent everywhere else Visa is accepted |
|---|---|
| Signup Bonus | 0% Introductory APR on purchases for the first 6 months |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% (APR is subject to change) |
| Cash Advance Fee | The greater of $10 or 5% of the amount of the cash advance, per cash advance |
| Late Payment Fee | Up to $37 |
| Purchases APR | 14.24%, 18.24% or 23.24%, based on creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The card mainly benefits lexus owners with dealership rewards, but everyday purchases earn little value. Redemption feels narrow and the high APR makes it less appealing. Unless you're loyal to lexus service centers, this card doesn't compete well with broader rewards option