| Rewards | Be the first to learn about sales and promotions. |
|---|---|
| Signup Bonus | Get 10% off your first purchase if your account is opened in store and 15% off when you receive your card in the mail. |
| Annual Fee | No annual fee. |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $35. |
| Purchases APR | Standard variable APR of 26.99%, based on the Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I signed up for this card because I like the store's clothes and thought the signup perks would pay off, and in a sense they did. On the downside, the card is pretty useless unless I'm buying from Maurices. Also, the rewards expires pretty quickly if you're not shopping regularly.
I tried using this card hoping for discounts and perks at the store, the 10% off and occasional sales seemed helpful, but it turned out to be messy. The card only works at one retailer, so if you shop elsewhere, it is useless. Worse, fees and interest can pile up fast if you don't pay everything off immediately.