| Rewards | Earn 3 points per $1 on eligible phone and streaming purchases, 2 points per $1 on dining, gas stations, and EV charging purchases, and 1 point per $1 on all other eligible purchases. Points can be redeemed for options such as cash back, travel, gift cards, merchandise, and OSU-related rewards. |
|---|---|
| Signup Bonus | 20,000 bonus points after spending $2,000 within the first 90 days of account opening (offer availability and terms may vary). |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable APR based on creditworthiness |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | Variable APR based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The MidFirst Bank OSU Rewards Credit Card is a no-annual-fee university-affinity rewards card designed for Oklahoma State University fans, alumni, and supporters. It stands out for offering bonus rewards on everyday categories like phone and streaming services, dining, gas, and EV charging, while also supporting OSU through the card partnership.
Most users say they like the combination of practical rewards and school pride. Many reviewers mentioned that earning points while supporting their university makes the card more appealing than a standard rewards card, and the introductory bonus can be a nice incentive for new applicants.
On the downside, some users point out that the card’s rewards structure may not be as competitive as leading cash-back cards with simpler or higher-value returns. Others mention that OSU-related benefits are more meaningful for dedicated fans than for general consumers.
Personally, I think the MidFirst Bank OSU Rewards Credit Card is a solid choice for Oklahoma State supporters who want a straightforward rewards card with a school connection. If you’re an OSU fan and already spend in the bonus categories, it can be worthwhile. However, those focused purely on maximizing rewards may find stronger options among general cash-back or travel cards.
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Bro sorry, but some error occurred :O
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good everyday card
I've had this for about a year now, mostly for regular purchases like groceries, gas, and streaming subscriptions. I appreciate that there's no annual fee and I redeem points for merchandise, travel or statement credits when I want.
