| Rewards | 1 Plenti point per $1 spent on eligible purchases. |
|---|---|
| Signup Bonus | 5,000 Plenti points after spending $250 in the first 3 months. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | $5 or 3%, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 0.0% introductory APR for the first 12 months. Afterwards, 14.99% to 24.99% APR based on creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I like the idea of earning points across multiple retailers, but many of my usual stores weren't included. Customer service was okay, but the rewards feel underwhelming compared to other Amex cards.