| Rewards | 3% cash back on office supply, phone and internet purchases, 2% cash back on restaurant and gas purchases, 1% on all other purchases |
|---|---|
| Signup Bonus | $25 cash back after first purchase, 0% introductory APR for the first 6 billing cycles |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | 4% or $10 whichever is greater |
| Late Payment Fee | Up to $39 |
| Purchases APR | 12.24% to 23.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
As a café owner in upstate New York, this card's cash back on utilities and fuel has saved me real money every quarter. No surprises, easy online tracking, and customer support actually answer the phone. Highly recommend for small business owners looking for simply for simplicity and consistent rewards.
I use this for my small landscaping business, and it’s been solid for separating business expenses. The cash back on office supplies and gas is helpful. Pulaski’s online system feels a bit dated, but otherwise, no real issues. It’s a solid local option.