| Rewards | 3% cash back on office supply, phone and internet purchases, 2% cash back on restaurant and gas purchases, 1% on all other purchases | 
|---|---|
| Signup Bonus | $25 cash back after first purchase, 0% introductory APR for the first 6 billing cycles | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.24% (APR is subject to change) | 
| Cash Advance Fee | 4% or $10 whichever is greater | 
| Late Payment Fee | Up to $39 | 
| Purchases APR | 12.24% to 23.24% (APR is subject to change) | 
 
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