How to Apply for the Stanford Federal Credit Union Platinum Select Rewards Credit Card

As far as rewards programs go, the Stanford Federal Credit Union Platinum Select Rewards Credit Card does not exceed expectations. 1 point per $1 spent on everyday purchases is a standard offer, but these points expire within 2 years and can only be redeemed for travel and merchandise. It’s safe to say that this rewards program is limited; however, the low APR and low fees are what might entice applicants. This card offers an excellent APR of 8.99% for purchases, balance transfers and cash advances (APR is subject to change). There is also no annual fee attached to this card, no cash advance fee, no balance transfer fee and no foreign currency exchange fee. So, not only will a low interest rate be implemented, you won’t have to bother with all the extra fees that usually come with a credit card. Normally people look for benefits in a rewards program or cash back opportunities, but if you want a card that will truly save you money, the Stanford Federal Credit Union Platinum Select Rewards Credit Card might be perfect for you. Learn how to apply for yours today by reading our short tutorial posted below.

Before submitting any personal or financial information, it would behoove applicants to read through the privacy policy provided by Stanford Federal Credit Union.

Requirements

In order to apply for this card, you need to meet the following criteria:

Applicants must be 18 years of age or older
Applicants must have a valid US address
Applicants must have a valid Social Security number
Applicants must be a member or affiliate of Stanford University

How to Apply

Step 1 – To begin the application process, follow this link to the SFCU application page. Two options are presented to you; apply for a new loan or check the status of an existing loan. If you haven’t already started an application, click “here” in the first sentence.

Step 2 – Next, you are presented with a list of loan options on the left side of the page. Select Credit Cards from the list and click Apply Now.

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Step 3 – At this point in the process, SFCU asks for some basic information. Enter your First Name, Last Name, Social Security Number and Member Number. If you do not have a member number, un-check the box beside Is Member and select the affiliation that applies to you using the drop down menu. Click Submit to continue.

Step 4 – The main part of the application consists of a series of empty fields meant for you to fill in. SFCU asks for a lot of information, but you don’t need to fill in every space. The following list includes the mandatory pieces of information.

Marital status
Email address
Physical address
Start date (day you moved in)
Status (rent, own, etc.)
Home phone
Work phone
Employer
Title (of current work position)
Amount and frequency of payment
Start date (day of hiring)

You may choose to fill in all the blank spaces; in the end it will help SFCU determine if you are an eligible applicant or not. Once you are satisfied with the information you have provided, click Next.

Step 5 – The final step involves you choosing your credit limit Requested Amount, the Purpose of this credit card and the Card Type. Select the Stanford Federal Credit Union Platinum Select Rewards Credit Card from the drop down menu and, if you wish, choose your Card Design. At the bottom of the page, check the box under the Credit Report Authorization section to authorize SFCU to obtain your credit report. Below that you have to check the box to show that you have read and accepted the terms and conditions and to certify that all the information you entered in the application was indeed correct. Click Submit once you have completed this section of the application form.

That’s all there is to it. Now, just sit back and await your approval. We hope this tutorial helped you get through this application process with as few headaches as possible. Best of luck to you!