| Rewards | Exclusive union member discounts available online. All credit card holders are eligible for grants in the event of job loss, illness, disability, or union-sanctioned strike, assuming their account is in good standing. Cash back offers and introductory APR may be available, depending upon creditworthiness. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0-$35, depending on creditworthiness. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR. |
| Cash Advance Fee | Either $10 or 4% of cash advance amount, whatever is highest. |
| Late Payment Fee | Up to $35. |
| Purchases APR | 10.9% to 20.9% APR, depending on creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I've had this for over a year, and it's been a really positive experience. The card offers solid rewards and helpful benefits tailored to union members, like hardship assistance and competetive rates. Payments are also easy to manage online.
My APR rate was raised; I called about my account. Apparently, my credit worthiness is worthless even though I've been a member since 2003, paid off my account several times, can count on 1 hand since 2003 times I've been late. The supervisor refused to return my APR rate back to my previous month's rate and just sited that interest rates have increased on all cards. Bunk!!!!! I find this card is worthless. I froze the account and intend to pay off asap.