| Rewards | Cardholders earn 1% cash back on purchases . There's a bonus 2% at grocery stores and 3% on gas for the first $1,500 in combined purchases each quarter. Rewards never expire. |
|---|---|
| Signup Bonus | Cardholders get 0% introductory APR for 12 months. When you apply online, you get a $100 cash rewards bonus after making $500 in purchases during the first 90 days of your account opening. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.99% to 24.99% APR, depending upon creditworthiness |
| Cash Advance Fee | $10 or 3% of transaction, whichever is greater for direct deposit and check cash advances |
| Late Payment Fee | Up to $38 |
| Purchases APR | 12.99% to 22.99% APR, depending upon creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I've been using this U.S pride bank Americard for a few months now, and it's been a dependable choice for simple, everyday spending. These aren't a lot of flashy perks, but the low rates and straightforward setup make it easy to manage. Plus, I like the subtle patriotic design it feels personal without being over the top, a reliable card that does its job well