| Rewards | Cardholders earn 1% cash back on purchases . There's a bonus 2% at grocery stores and 3% on gas for the first $1,500 in combined purchases each quarter. Rewards never expire. |
|---|---|
| Signup Bonus | Cardholders get 0% introductory APR for 12 months. When you apply online, you get a $100 cash rewards bonus after making $500 in purchases during the first 90 days of your account opening. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.99% to 24.99% APR, depending upon creditworthiness |
| Cash Advance Fee | $10 or 3% of transaction, whichever is greater for direct deposit and check cash advances |
| Late Payment Fee | Up to $38 |
| Purchases APR | 12.99% to 22.99% APR, depending upon creditworthiness |
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