| Rewards | 3% cash back on gas and 2% cash back at grocery stores for the first $2,500 in combined grocery/gas purchases each quarter, 1% cash back on all other purchases | 
|---|---|
| Signup Bonus | $100 cash bonus after spending at least $500 within the first 90 days of account opening, 0% introductory APR for your first 12 billing cycles on purchases and for any balance transfers made within 60 days of opening your account | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 16.24% to 25.24%, based on your creditworthiness, for direct deposit and check cash advances, 25.24% for bank cash advances (APR is subject to change) | 
| Cash Advance Fee | Either $10 or 3% of the amount of each transaction (whichever is greater) for direct deposit and check cash advances, either $10 or 5% of the amount of each transaction (whichever is greater) for ATM, over-the-counter, same-day online and cash equivalent cash advances | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 13.24% to 23.24%, based on your creditworthiness (APR is subject to change) | 
 
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