Amalgamated Bank Cash Rewards American Express Card

Card Details
Rewards	3 % cash back on eligible net purchases at gas stations (automated fuel dispensers) up to the first $6,000 annually. 2 % cash back on eligible net purchases at supermarkets. 1 % cash back on all other eligible net purchases.
Signup Bonus	$25 cash bonus after your first purchase 0% introductory APR for the first 6 payment cycles
Annual Fee	None
Cardmember Agreement	View Here
Cash Advance APR	25.49% (APR is subject to change)
Cash Advance Fee	3%-5% of the amount advanced
Late Payment Fee	N/A
Purchases APR	Variable APR based on your creditworthiness
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Amalgamated Bank Cash Rewards American Express Card stands out for its simple, no-annual-fee structure and straightforward cash-back rewards. It’s mostly known for its higher earning rates at gas stations and supermarkets, plus a small first-purchase bonus and an intro 0% APR period.

Most users say they like how easy the rewards program is to understand. Many reviewers mentioned that the 3% cash back on gas and 2% at supermarkets feels generous for a no-fee card, and that redemption is pretty painless. People also appreciate that it isn’t packed with unnecessary extras—just earn cash back and move on.

On the downside, several users wish the categories were broader or that the gas bonus weren’t capped annually. Others point out that customer service can feel a bit old-school compared to bigger issuers, and that the card lacks travel perks or modern app features.

Personally, I think this card is a solid fit for anyone who spends consistently on gas and groceries and wants a no-frills, no-fee cash-back option. But if you’re chasing big welcome bonuses, flexible travel rewards, or premium benefits, you’ll probably find stronger value elsewhere.