| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $35 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (APR is subject to change) |
| Cash Advance Fee | Either 4% of the amount of each advance or $10, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 21.49% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
O
Decent for building credit
I got this last year when I was trying to rebuild my credit, and so far, it's done its job, payments report reliably and I've seen a modest bump in my credit score. That said, the card feels basic and I don't get many perks or rewards. It's not exciting, but it's useful if you just want steady credit building.
E
Helpful for rebuilding credit
I applied for the Amalgamated Bank Secured Visa Card as part of rebuilding my credit after earlier setbacks. It did what I needed: helped me rebuild a positive payment record, get some modest credit limit, and eventually move on to a non-secured card.
But some trade-offs: being a secured card means you tie up a deposit as security, the rewards (if any) are minimal compared to unsecured cards, and fees/interest may be less favourable. So this is more a “step in the right direction” than a long-term standout. For what it is, though, it did the job.
