| Rewards | 3 points per $1 spent on airline purchases, 2 points per $1 spent on hotel and restaurant purchases, and 1 point per $1 spent on all other purchases | 
|---|---|
| Signup Bonus | 7,500 bonus points awarded upon making your first purchase, 0% introductory APR for first 6 billing cycles on purchases and balance transfers | 
| Annual Fee | $95 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.49% (APR is subject to change) | 
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 12.49% to 23.49%, depending on credit score (APR is subject to change) | 
 
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