Amalgamated Bank Travel Rewards American Express Credit Card

Card Details
Rewards	Cardholders earn 3 points per $1 on airline purchases, 2 points per $1 on hotel and restaurant purchases, and 1 point per $1 on all other eligible purchases.
Signup Bonus	7,500 bonus points after making your first purchase.
Annual Fee	$95
Cardmember Agreement	View Here
Cash Advance APR	24.49% (APR is subject to change)
Cash Advance Fee	$5 or 3%, whichever is greater, for check cash advances $10 or 4% for ATM/cash advances $20 or 4% for cash-equivalent advances
Late Payment Fee	Up to $37
Purchases APR	N/A
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

This card offers travel-style rewards, with a rewards structure that typically gives 3 points per $1 on airline purchases, 2 points per $1 on hotels and restaurants, and 1 point per $1 on everything else. It has a $95 annual fee.

Positive feedback
Some users appreciate that it rewards travel-related spending more than standard cards. The points structure is a neat way to get value for airfare, lodging, and dining. Reviewers also like that it’s an Amex card — meaning it usually offers solid customer protection and redemption flexibility through Amex’s travel rewards.

Negative feedback
On the downside, many point out that a $95 fee may not be worth it unless your travel spending is high. Others mention that the earning rates — while decent — are not as competitive as “premium” travel cards that offer bonus multipliers, or as flexible as cashback cards for general spend.

Blogger’s opinion
Personally, I think this card is best for moderate to frequent travelers who pay for flights, hotels, or restaurants often enough to justify the fee. If you’re not spending heavily in those categories, or your travel card-building strategy leans toward no-fee or high-bonus options, this might not be your highest-value pick — but for the right spender, it’s solid.