| Rewards | Earn 2 points for every $1 spent at U.S. restuarants/U.S. department stores/car rentals from select car rental companies/airfaire purchased directly from airlines, earn 1 point for all other purchases | 
|---|---|
| Signup Bonus | Receive 10,000 points after spending $1,000 within the first three months | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.74% (APR is subject to change) | 
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | 15.74% (APR is subject to change) | 
 
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